At COVERED ARIZONA, your privacy is critically important to us.
This Privacy Policy explains how we collect, use, and protect your personal information when you opt into our service through our site http://coveredaz.com
Covered Arizona is in the business of helping consumers find affordable health insurance and Life Insurance.
By opting into our service, you agree to the terms outlined below, which are in compliance with the latest 2024 regulations
Information We Collect and how we used:
1. Record-Keeping and Proof of Consent:
As required by the TCPA guidelines, we maintain records of all clients and prospects, including the method of contact and any consent. These records are kept securely and may be used to demonstrate compliance with regulatory requirements if needed.
2. when you click on get a Quote or get more Information:
By clicking “Get My Quotes and seeking More Information “You authorize us and agree that we may use the information you share with us to help match you with insurance providers (as applicable) to help you obtain a quote for insurance, health plans or other health care related products or services, as applicable. Customer quotes are based on the information provided, and are subject to required underwriting and rating factors. Any information provided to assist in understanding the coverage we offer does not modify any insurance policy, nor does it imply coverage.
3. Security of Your Information:
We take reasonable measures to protect the information you provide to us. However, no system is completely secure, and we cannot guarantee the absolute security of your data during transmission or storage.
4. Changes to This Policy
We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be communicated on our website. Continued use of our SMS service after any changes indicates your acceptance of the revised policy. Please check back periodically to stay informed of any updates.
THIRD PARTY APPLICATIONS AND INTEGRATIONS:
Our Platform uses third-party applications and integrations to enhance our clients experience that are not under the control of Covered Arizona.The links are only provided as a convenience for our clients. Covered Arizona does not endorse any of these sites. and assumes no responsibility or liability for any material that may accessed on other Web sites reached through this Site, nor does make any representation regarding the quality of any product or service contained at any such site. We disclaim any and all liability and responsibility for the use of these applications and integrations, and encourage you to review their individual privacy policies before using their Platform.
APPLICABILITY OF HIPAA AND GLBA
Since we facilitate the sale of a diverse range of insurance products, our processing of some information on behalf of our agents may fall under, the Health Insurance Portability and Accountability Act (“HIPAA”), or the Gramm-Leach-Bliley Act (“GLBA”) and related state laws.
When we receive client information pertaining to certain insurance or financial products, we may collect non-public personal financial information, which is regulated by GLBA. For more information about how non-public personal financial information is used and disclosed, please review the GLBA Notice provided by the financial institution that issued the clients’ policies or products.
HOW WE SHARE THE PERSONAL INFORMATION WE COLLECT:
We may disclose “Personal Information We Collect” to the third parties listed below for the purpose of facilitating the sale of insurance and/or financial products to individuals who are interested in purchasing such products. We will never share or sell your information to third parties for marketing purposes without your explicitly consent.
1- With Our Business Partners. We shared this information with reputable partners with whom we do business.(e.g., Insurance Carriers). This includes our affiliates in the insurance or financial industry, and any other entities that are involved in the sale of insurance
2- With Law Enforcement, Government Agencies, or Parties to a Legal Proceeding. We may share Personal Information with such entities to comply with the law or assist in law enforcement.
3- With Our Independent Agents and Advisors. Agents and advisors have access to the Personal Information about Consumers that is provided by the Consumers when requesting information regarding insurance and/or financial products.
4- With Data Analytics Providers and Advertising Service Providers. Third-party data analytics. These providers may collect Personal Information, specifically internet or other similar network activity information, your input on the website, social media information, and/or commercial information in this manner on our Platform. For more information on these third parties, please see the below “Cookie Policy.”
COOKIE POLICY:
The website on which the Platform is hosted may use cookies, pixel tags, web beacons, and similar technologies to track and enhance user experience. Users’ web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. We may use the following types of cookies: advertising and analytics and social media.
You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, some parts of the Platform may not function properly. You may set such a signal through your browser or browser extension.
CONTACT INFORMATION:
If you have any questions about this Privacy Policy or wish to update your SMS preferences, you can contact us at: